A credit assessment is a verification of the creditworthiness of a corporate client. Its purpose is to show us how likely the corporate client is to stop paying his liabilities to Yettel or to fall into a situation where he is not in a position to do so.
In preparing such assessment, previous data related to the corporate client as a customer of Yettel (if Yettel has such) is analyzed.
Upon representative‘s consent, an analysis of previous data for:
•other Yettel corporate clients who have been represented by the representative (if Yettel has such data); and
•the representative as a consumer of Yettel (if Yettel has such data),
is also carried out.
Also, the data for the corporate client and its representative are matched with aggregated statistical information about the Company's good and bad payers.
In the case of a lower credit score, the corporate client may be required to pay a certain initial installment, to provide any other guarantee or security, and in rare cases the corporate client may be offered lower-end devices.